SCMT Credit Underwriter (m/f), France

Die Allianz Gruppe gehört zu den größten und renommiertesten Finanzdienstleistern der Welt und bietet ein internationales Netzwerk bekannter Marken mit erstklassigen Produkten. Vor allem streben wir nach Spitzenleistungen in unserem Alltag - das heißt, in den Beziehungen zu unseren Kunden, unseren Aktionären, unseren Mitarbeitern und zur Gesellschaft. Die Allianz Gruppe ist für über 76 Millionen Kunden in rund 70 Ländern tätig.

Als verlässlicher Partner verwaltet Allianz Global Investors Vermögen in allen wesentlichen Anlage-klassen und -regionen. Unsere Experten sind in 19 Märkten weltweit vertreten, mit umfassender Prä-senz in Europa, den USA und in Asien. Mit rund 650 Anlagespezialisten deckt unser Investment-Ma-nagement alle wichtigen Finanz- und Wachstumsmärkte der Welt ab. Erstklassiger Service vor Ort sorgt dafür, dass die globale Expertise beim Kunden ankommt.

Mission

Support provided to origination team:

• Support the origination team to pre-screen and identify bankable projects, and to grow and develop new business transactions.
• Actively contribute to set-up and develop worldwide-insured portfolio of sovereign and private obligors (Corporates and Financial Institutions) mainly located in emerging markets with a particular focus on Export & Trade Finance or Project Finance transactions.

Support in review of credit transactions:

• Evaluate and monitor the credit risk associated with insurance cover inquiries.
• Conduct in-depth a sectorial, financial and legal risks analysis on the transaction and the related obligor in liaison with our country risk analysts and according to the tenor requested.
• For more complex transactions and structured finance (pre-export finance, aircraft financing, project finance and Reserve-Based lending...), conduct a critical assessment on the project and the financing scheme.
• Actively exchange with origination team on deals and participate to market meeting and/or calls on related transactions when relevant.
• Decide within a risk authority level according to seniority and/or submit to Credit Committee for large underwriting decisions.
• Implement underwriting principles in accordance with Allianz Trade risk governance.

Portfolio/Risk Management :

• Take active part to the management of existing “live” portfolio through appropriate risk monitoring, propose mitigation and implement if/when appropriate.
• Handle waiver requests, input into regular credit reviews.

Profil

• University degree preferably at Masters level. Recognized financial analyst qualifications, would be advantageous.
• At least 3-5 year-experience (Internship / Apprenticeship included) in Structured Finance (preferably in Project Finance or Export Finance) or Trade Credit Insurance, Banking Industry, or/and Multilaterals or/and ECAs or/and in Single-risk Medium Term Credit Insurance Department, preferably with an exposure to Corporates & Trade Finance.
• Strong analytical skills (corporate & financial, sectorial, ESG and political risk as well as transactional analysis) & exposure to corporates in a variety of sectors.
• Proficiency in reviewing and commenting on loan documentation (including complex legal structures).